childcare circlesA few days ago I was having a conversation about Childcare and working. This led on to the funding for 15 free hours for 3 and 4 year olds. Finlay goes to Nursery for 15 hours, in theory, you would think childcare would be quite cheap for us. After all, you get 15 hours free, right? Technically yes, but in reality not always. For starters, the funding is only for 38 weeks of the year. That’s fair enough, but still, you would think we would only pay for 14 weeks of nursery a year,our bill would be low.

Well, our Monthly nursery fee for 15 hours a week is between £150 and £200 a month. Between £1800 and £2400 a year! How can that be? The simple answer is nurseries can choose how to offer the hours. You will be lucky to find a nursery that lets you take the hours as and when.… Read More