A few days ago I was having a conversation about Childcare and working. This led on to the funding for 15 free hours for 3 and 4 year olds. Finlay goes to Nursery for 15 hours, in theory, you would think childcare would be quite cheap for us. After all, you get 15 hours free, right? Technically yes, but in reality not always. For starters, the funding is only for 38 weeks of the year. That’s fair enough, but still, you would think we would only pay for 14 weeks of nursery a year,our bill would be low.
Well, our Monthly nursery fee for 15 hours a week is between £150 and £200 a month. Between £1800 and £2400 a year! How can that be? The simple answer is nurseries can choose how to offer the hours. You will be lucky to find a nursery that lets you take the hours as and when.… Read More
Becoming a working mum
When I found out I was expecting Finlay, I already knew I wanted to be a working mum after maternity Leave. I wanted to be a good role model. Little did I know then how it would pull on my heart strings. I also had no sense of how difficult the financial burden would be. My choice was made though. It was difficult, but I was lucky to have a good boss who understood I needed flexibility. I returned part time on compressed hours. This allowed to balance my childcare between family and nursery. It also importantly kept the cost of childcare down. I had a great work life balance and I was Lucky. Don’t get me wrong, it was still difficult. I longed to be with Finlay. Money was extremely tight, but I knew working was right for me.
The beginning of the end
Fast forward a few years and all has drastically changed.… Read More